Frequently Asked Questions

NO! Title loans are secured through your qualifying vehicle title, so lenders don't really care about your credit score. It's possible to get quick title loan approval with bad credit, no credit, or even past bankruptcy!⁵

YES! While your lender will sign onto your car title as a lienholder, the car itself stays with you while you pay off your loan. Stay on top of your convenient monthly payments and keep your car to use every day like normal. We know your vehicle is important, that's why we want it to stay where it should, with you!

YES! It is possible to get a title loan without a traditional 9-5 job. Many title loan lenders accept unemployment as proof of income, along with some other forms of government funding.

NO! If you still owe money on your vehicle, you may still be able to use it for a title loan. Max Cash Title Loans works with lenders who could lend enough funds to cover your loan needs and your remaining car balance.⁵

To avoid sky-high interest rates that borrowers can't afford, Max Cash Title Loans only works with lenders who offer industry-wide competitive rates.⁴ That way, you know you're finding the best deal possible.

A few basic documents are usually required for title loans. These are: a qualifying vehicle title, proof of income, proof of residence, a few pictures of the car, and a government-issued photo ID. If your lender needs anything else, we'll let you know right away!

You may have one title loan for every vehicle you own. However, if you're thinking about getting a second title loan with another car, we suggest refinancing your current loan instead. Max Cash Title Loans can help you with refinancing as well!

After you have paid back your title loan, your lender can remove themselves as a lienholder, and they will no longer have any legal ownership of your car. At that time, you receive your vehicle title back!

If you completely neglect your payments and make no effort to pay, repossession might happen. Lenders often try to avoid this, so be sure to communicate if your payments ever become an issue. You and your lender can talk about your options so you can keep your car!